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Why Timely Payment Disbursement Is a Game-Changer for Nigerian Businesses | VigiPay.

In Business, Time Is More Than Money; It’s Trust! When employees, vendors, or service providers don’t receive their payments on time, it sends silent ripples through the entire system. Operations slow down, morale drops, and relationships that took months to build begin to strain. For many Nigerian businesses, from fast-growing startups to established SMEs, delayed

Why Timely Payment Disbursement Is a Game-Changer for Nigerian Businesses | VigiPay. Read More »

How POS Terminals Are Empowering Nigeria’s Informal Economy

Walk through any Nigerian market today, from Balogun in Lagos to Mile 3 in Port Harcourt, and you’ll see something remarkable. Between trays of produce, plastic tables, and stalls of fabric, small POS terminals now sit proudly beside sellers. What was once a tool for large retailers and banks has become a lifeline for millions

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Why Same Day Settlement Is a Game Changer for Nigerian SMEs

For small and medium-sized businesses in Nigeria, cash flow is everything. Whether you are running a retail store, a logistics outfit, or a food business, your ability to access funds quickly often determines how smoothly your operations run. Yet, many business owners still struggle with delayed settlements, waiting days before payments reflect in their accounts.

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Top 5 Things to Consider When Choosing a Remittance or Disbursement Partner in Nigeria.

For businesses operating in Nigeria, whether you are managing supplier payments, paying salaries, or sending funds across borders, choosing the right remittance or disbursement partner is no longer just about convenience. It is about survival, efficiency, and growth.  The wrong partner can expose you to delays, hidden costs, and reputational damage. The right one becomes

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The Hidden Impact of Delayed Payments on Small Businesses in Nigeria 

Running a small or medium-sized business in Nigeria is already tough. Between rising costs, changing market dynamics, and competition that grows fiercer by the day, entrepreneurs face enough pressure. Yet, one silent challenge often hits harder than most: delayed payments.  When customers, clients, or even financial systems hold back funds, the ripple effect on business

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5 Common POS Frustrations Nigerian Merchants Face and How to Solve Them.

If you’ve ever run a retail shop, salon, pharmacy, or even a fuel station in Nigeria, you already know: your POS machine can make or break your business. On a good day, it helps you move faster, serve better, and get paid with ease. But when things go wrong, the ripple effect is real, from

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How Fintech Startups Can Launch Faster with Payment APIs: A Founder’s Guide 

According to a 2023 McKinsey report, over 60% of African fintech startups cite infrastructure complexity as the top barrier to market launch. For founders juggling speed, compliance, and customer trust, the real competitive edge lies in how quickly you can go live, not how much infrastructure you can build from scratch.  The question isn’t just

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How Fintech Is Powering Small Businesses: The Rise of Digital Wallets

What Is Fintech? A Clear Guide to Financial Technology  Financial technology, or fintech, refers to the innovative use of technology to improve and automate financial services. It enables businesses, entrepreneurs, and everyday users to manage money more efficiently through tools that simplify payments, lending, investing, and more.  At its core, fintech merges financial services with

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Why the Naira Could Appreciate in 2025

by — VigiPay Strategy Team Introduction The Naira has long been central to economic debates, with many predicting continued depreciation. Recently, Nairametrics published an article suggesting that the Naira could weaken in 2025, citing speculative risks. But here’s the thing—their argument lacks strong fundamental backing. What if we told you the Naira could actually appreciate

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