In this economic phase, people expect financial services to be fast, flexible, and always available. One of the key tools making this possible is the digital wallet, a feature that’s quickly becoming the backbone of how individuals and businesses move and manage money. Digital wallets aren’t just replacing cash. They’re rethinking how we store value, […]
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What Is Fintech? A Clear Guide to Financial Technology Financial technology, or fintech, refers to the innovative use of technology to improve and automate financial services. It enables businesses, entrepreneurs, and everyday users to manage money more efficiently through tools that simplify payments, lending, investing, and more. At its core, fintech merges financial services with
How Fintech Is Powering Small Businesses: The Rise of Digital Wallets Read More »
Financial independence is necessary for businesses across Africa to survive and grow. Yet, traditional banking systems experience slow transaction processing, limited access to credit, and high remittance fees, which create financial bottlenecks that hinder scalability and competitiveness. Small and medium-sized enterprises (SMEs), which make up 90% of businesses in Africa, are particularly impacted. These businesses
Unlocking Business Growth: The Future of Business Transactions in Africa Read More »
by — VigiPay Strategy Team Introduction The Naira has long been central to economic debates, with many predicting continued depreciation. Recently, Nairametrics published an article suggesting that the Naira could weaken in 2025, citing speculative risks. But here’s the thing—their argument lacks strong fundamental backing. What if we told you the Naira could actually appreciate
Why the Naira Could Appreciate in 2025 Read More »
Introduction: Breaking the Fintech Stereotype Fintech is often pigeonholed as a playground for millennials and Gen Z—the digital natives who grew up tapping, swiping, and scanning their way through life. While it’s true that younger generations have embraced digital finance with ease, the assumption that fintech is exclusively for tech-savvy individuals is both limiting and
Why Fintech Is for Everyone And Not Just Tech-Savvy Millennials Read More »
