In this economic phase, people expect financial services to be fast, flexible, and always available. One of the key tools making this possible is the digital wallet, a feature that’s quickly becoming the backbone of how individuals and businesses move and manage money. Digital wallets aren’t just replacing cash. They’re rethinking how we store value, […]
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What Is Fintech? A Clear Guide to Financial Technology Financial technology, or fintech, refers to the innovative use of technology to improve and automate financial services. It enables businesses, entrepreneurs, and everyday users to manage money more efficiently through tools that simplify payments, lending, investing, and more. At its core, fintech merges financial services with
How Fintech Is Powering Small Businesses: The Rise of Digital Wallets Read More »
Financial independence is necessary for businesses across Africa to survive and grow. Yet, traditional banking systems experience slow transaction processing, limited access to credit, and high remittance fees, which create financial bottlenecks that hinder scalability and competitiveness. Small and medium-sized enterprises (SMEs), which make up 90% of businesses in Africa, are particularly impacted. These businesses
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by — VigiPay Strategy Team Introduction The Naira has long been central to economic debates, with many predicting continued depreciation. Recently, Nairametrics published an article suggesting that the Naira could weaken in 2025, citing speculative risks. But here’s the thing—their argument lacks strong fundamental backing. What if we told you the Naira could actually appreciate
Why the Naira Could Appreciate in 2025 Read More »
Introduction Valentine’s Day is synonymous with love, but when it comes to gifting an entrepreneur or business owner, the usual chocolates and roses just won’t cut it. These individuals thrive on efficiency, innovation, and strategic thinking—so why not gift them something that aligns with their drive? The right present isn’t just about sentimentality; it’s about
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Introduction: Breaking the Fintech Stereotype Fintech is often pigeonholed as a playground for millennials and Gen Z—the digital natives who grew up tapping, swiping, and scanning their way through life. While it’s true that younger generations have embraced digital finance with ease, the assumption that fintech is exclusively for tech-savvy individuals is both limiting and
Why Fintech Is for Everyone And Not Just Tech-Savvy Millennials Read More »
Introduction For decades, cash ruled the business world. It was simple, tangible, and widely accepted. But as businesses scale and consumer expectations evolved, the cracks in the cash-based system were more apparent than ever. Today, digital payments are more than just an alternative—they’re a necessity. From security concerns to inefficiencies in accounting, businesses still relying
Why Cash Isn’t Always King: How Digital Payments Solve Everyday Business Problems Read More »
Every January, millions welcome the tradition of setting resolutions in hopes of bettering their lives in meaningful ways. This, however, is not a ritual reserved for individuals alone. Businesses, particularly those in the fintech industry, can similarly benefit greatly from a recasting of goals. With constantly changing technologies and growing expectations from customers, this is
New Year, New Standards: Why Fintech’s Should Have Resolutions Too Read More »
Businesses no longer limit themselves to their local markets in today’s interconnected global economy. With just a click, you can reach customers halfway around the world. One of the key enablers of this global reach is cross-border payments. But how do these payments work, and how can they drive your business growth? Let’s explore. Understanding
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Introduction In today’s fast-paced digital world, payment gateways are essential for any business that wants to thrive online. Payment gateways serve as the intermediary between customers and merchants, enabling secure transactions that guarantee the protection of both parties. As e-commerce continues to grow, understanding payment gateways becomes crucial for businesses aiming to provide a smooth payment
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